Ryan Bowman is Founder and President of Terrace Wealth, a fee-only wealth management firm based in the Midwest that serves individuals and families with objective, personalized financial guidance.

Before co-founding Terrace Wealth, Ryan was a partner at a Denver-based RIA, where he led the firm’s successful transition from a broker-dealer affiliation with Raymond James to full independence as a fee-only firm. He also held roles as Director of Financial Planning and Wealth Advisor at several advisory firms in St. Louis and Denver.

Prior to that, Ryan served four years in the U.S. Army as a combat Infantryman, achieving the rank of Sergeant. During his service, he was deployed to Iraq twice, earning the Combat Infantryman Badge. Ryan holds an MBA from Washington University in St. Louis and a BSBA from University of Missouri - St. Louis.